Guide · 2026-01-08

Cash Position Before Payroll Week

Simple checks finance leads in Hai Duong use the week before salaries leave the account.

Payroll week is when thin cash buffers show first. Three working days before salaries leave, list confirmed inflows that will land, then list outflows that cannot move: net pay, statutory contributions, and critical supplier COD.

Map the remainder against discretionary payments—marketing spends, non-urgent equipment, early supplier settlements that could wait five days. The goal is not austerity theatre; it is keeping the salary transfer intact without an emergency loan.

Finance leads in Hai Duong often hold balances across several banks. Bring every statement into one handwritten or printed calendar for the week. Seeing the same day twice is how double-counted collections sneak into optimism.

If the calendar still shows a gap, decide early whether to accelerate a receivable call or delay a non-critical purchase. Cash flow oversight works best when the choices are named before Wednesday afternoon.